Regulation & Reform

Research, policy analysis and recommendations on how to create a housing finance system that promotes broad access to quality mortgage products for families and communities and ensures a vibrant, sustainable mortgage market.

Published Article – Peer Reviewed | September 2012
Homeownership and Civic Engagement in Low-Income Urban Neighborhoods A Longitudinal Analysis
Urban Affairs Review

Presentation | August 15, 2012
Housing Market and Presidential Candidates (Video)
Center for American Progress Panel Discussion, Washington, D.C.
Janneke Ratcliffe

Book | August 2012
Regaining the Dream: How to Renew the Promise of Homeownership for America’s Working Families

Testimony | July 26, 2012
Housing Goals for Fannie Mae and Freddie Mac for 2012-2014
Federal Housing Finance Agency
Janneke Ratcliffe, Kevin A. Park

Presentation | May 22, 2012
Setting the Record Straight on Affordable Homeownership
Woodrow Wilson Center's conference, Are We Becoming a Nation of Renters?, Washington, D.C.
Janneke Ratcliffe

Working Paper | May 2012
Setting the Record Straight on Affordable Homeownership
Allison Freeman, Janneke Ratcliffe

Policy Brief | May 2012
Setting the Record Straight on Homeownership
Janneke Ratcliffe

Research Report | May 2012
Community-based Interventions for Foreclosure Prevention and Mitigation
Janneke Ratcliffe

Presentation | May 1, 2012
Setting the Record Straight on Affordable Homeownership
New America Foundation Symposium & Ideas Summit, Washington, D.C.

Presentation | April 20, 2012
Strategic Default Behavior and Attitudes among Urban Low-Income Homeowners
42nd Urban Affairs Association 2012 Conference, Pittsburgh, Pa.

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


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