Regulation & Reform
Research, policy analysis and recommendations on how to create a housing finance system that promotes broad access to quality mortgage products for families and communities and ensures a vibrant, sustainable mortgage market.
Policy Brief | March 19, 2013
Home Energy Efficiency and Mortgage Risks: Fact Sheet
Research Report | March 19, 2013
Home Energy Efficiency and Mortgage Risks: Executive Summary
Research Report | March 2013
Home Energy Efficiency and Mortgage Risks
Working Paper | February 2013
Affordable Homeownership: The Incidence and Effect of Downpayment Assistance
Allison Freeman, Jeffrey J. Harden
A study of low-income home buyers finds no difference in default rate based on whether they received downpayment assistance, but found the source of assistance matters.
Research Report | January 2013
Debunking the CRA Myth – Again
Carolina Reid, Ellen Seidman, Mark Willis, Lei Ding, Josh Silver, Janneke Ratcliffe
Center researchers detail flaws in a paper seeking to discredit the Community Reinvestment Act and urge policymakers and practitioners to resist being distracted by this widely rejected thesis.
Published Article – Peer Reviewed | December 2012
Land use regulations and the returns to low-income homeownership
The Annals of Regional Science
Research Report | December 2012
Sustaining and Expanding the Market: The Public Purpose of the Federal Housing Administration
Presentation | November 16, 2012
Mortgage Default and Local Unemployment
Southern Economic Association Annual Meeting, New Orleans, La.
Chao Yue Tian
Presentation | November 10, 2012
Save the Home? Bankruptcy Decisions of Homeowners in Foreclosure
2012 Association for Public Policy Analysis and Management Fall Research Conference, Baltimore, Md.
Presentation | September 10, 2012
How Will the Future Mortgage System Meet the Demand for Homeownership?
FreddieMac Affordable Housing Advisory Council meeting, McLean, Va.