Research Report | September 14, 2009
Mortgage Servicer Response to Borrowers in Crisis: A Report From the Front Lines
David Andrew Smith, Louis Perwien, Janneke Ratcliffe

Published Article | Summer 2009
The Bold and the Bankable: Telenovela and Financial Education
Community Investments
Jonathan Spader, Janneke Ratcliffe, Jorge Montoya, Peter Skillern

Presentation | April 16, 2009
Risky Borrowers or Risky Mortgages
Federal Reserve Community Affairs Research Conference, Washington, D.C.

Janneke Ratcliffe

Working Paper | April 2009
Increasing Inequality: The Role of American Household Indebtedness Between 1989-2004
Allison Freeman, Janneke Ratcliffe

Presentation | February 19, 2009
Seeking Solutions to the Mortgage Dilemma
MBA's National Mortgage Servicing Conference & Expo, Tampa, Fla.
Janneke Ratcliffe

Published Article – Peer Reviewed | Spring 2009
The Bold and the Bankable: How the Nuestro Barrio Telenovela Reaches Latino Immigrants with Financial Education
The Journal of Consumer Affairs
Jonathan Spader, Janneke Ratcliffe, Peter Skillern, Jorge Montoya

Published Article | February 2009
The Community Reinvestment Act: Outstanding, and Needs to Improve
Revisiting the CRA: Perspectives on the Future of the Community Reinvestment Act
Roberto G. Quercia, Janneke Ratcliffe, Michael A. Stegman

Published Article | 2009
Increasing Access to Capital
Community Development Investment Review
Janneke Ratcliffe, Lisa A. Hagerman

Working Paper | October 17, 2008
The Role of Community Development Financial Institutions in Home Ownership Finance
Sarah Wolff, Janneke Ratcliffe, Phillip Bush, Lei Ding

Research Report | October 2008
National Research Priorities for Financial Literacy and Education
Results of the National Research Symposium on Financial Literacy and Education
Janneke Ratcliffe, National Research Symposium on Financial Literacy

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


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