RiskAccessQRMReproposal
Research Report | September 2013
Risk, Access and the QRM Reproposal
Carolina Reid, Roberto G. Quercia

MakingMortgageMarketWork
Research Report | June 5, 2013
Making the Mortgage Market Work for America’s Families
Janneke Ratcliffe, Center for American Progress, National Council of La Raza

SaveNYC04-13
Research Report | April 2013
The Importance of Tax Time for Building Emergency Savings: Major Findings from $aveNYC

HomeEEMortgageRisks
Research Report | March 19, 2013
Home Energy Efficiency and Mortgage Risks: Executive Summary

HomeEEMortgageRisks
Research Report | March 2013
Home Energy Efficiency and Mortgage Risks

Debunking the CRA Myth - Again
Research Report | January 2013
Debunking the CRA Myth – Again
Carolina Reid, Ellen Seidman, Mark Willis, Lei Ding, Josh Silver, Janneke Ratcliffe
Center researchers detail flaws in a paper seeking to discredit the Community Reinvestment Act and urge policymakers and practitioners to resist being distracted by this widely rejected thesis.

FHA report cover
Research Report | December 2012
Sustaining and Expanding the Market: The Public Purpose of the Federal Housing Administration

FinSvcsResearch
Research Report | August 2012
Financial Services Research: Standard Measures and Lessons from the Field
Jess Dorrance, Leah M. Gjertson, Kim Manturuk, Belinda Reyes, Rebecca Rouse

MHP Case Study
Research Report | May 2012
Regaining the Dream Case Studies in Sustainable Low-income Mortgage Lending: Massachusetts Softsecond Loan Program
An alliance of organizations pools resources and risks to reduce down-payment requirements and enable 15,000 low-income households to become homeowners.

Self-Help Case Study
Research Report | May 2012
Regaining the Dream Case Studies in Sustainable Low-income Mortgage Lending: Self-Help’s Community Advantage Program
A secondary mortgage market outlet that provides liquidity for community reinvestment lending has funded more than 50,000 mortgages made by 29 lenders in 48 states since 1998 without incurring widespread defaults.

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.

 

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1700 Martin Luther King Blvd., Suite 129 • CB#3452, Chapel Hill NC 27599-3452 • 919.843.2140 • 877.783.2359 • communitycapital@unc.edu