Consumer Financial Services

Research and analysis on products, services and conditions that promote or inhibit wealth creation and economic mobility.


Wealth Creation Policy Brief
Policy Brief | June 2014
Low‐ and Moderate‐income Homeownership and Wealth Creation

HousingPolicyDebate
Published Article – Peer Reviewed | May 2014
Bankruptcy during Foreclosure: Home Preservation through Chapters 7 and 13
Housing Policy Debate
Mark R. Lindblad, Roberto G. Quercia, Melissa B. Jacoby, Ling Wang, Huifang Zhao

All In Report Cover
Research Report | April 2014
All In: Building the Path to Global Prosperity through Financial Capability and Inclusion
Janis L. Bowdler, Lucy S. Gorham

affordable homes
Research Report | March 2014
Community Advantage Panel Study: Sustainable Approaches to Affordable Homeownership
This report highlights key findings from the center's long-term study of 46,000 lower‐income U.S. homeowners whose mortgages are part of the Community Advantage Program, begun before the foreclosure crisis and continuing today. The findings reveal what works in affordable mortgage lending and offers insights on how to rebuild a sustainable U.S. housing finance system.

Manturuk Piggymojo
Presentation | October 17, 2013
Innovations in Savings: Piggymojo
2013 Pathways to Prosperity Conference, Durham, N.C.
Kim Manturuk

Dorrance $aveNYC
Presentation | October 17, 2013
Innovations in Savings: Research Findings on $aveNYC
2013 Pathways to Prosperity Conference, Durham, N.C.

Manturuk Health Wealth
Presentation | October 17, 2013
Health and Wealth: The Role of Housing in Asset-Building and Health Outcome
2013 Pathways to Prosperity Conference, Durham, N.C.
Kim Manturuk

SaveNYCImpact
Working Paper | September 2013
Savings at Tax Time: The Effect of $aveNYC on Savings in Low-income Households
Clinton C. Key, Michal Grinstein-Weiss, Jenna N. Tucker, Krista Holub
Researchers evaluating a New York City tax-time savings program find significant effect of participation on savings levels, the presence of savings, the ratio of savings to expenses, and the likelihood of having savings to meet one month’s expenses, particularly for households without children.

SaveNYCPPT
Presentation | May 14, 2013
The Importance of Tax Time for Building Emergency Savings: Major Findings from $aveNYC
UNC Center for Community Capital
Kim Manturuk, Tamara Lindsay, David Friedman

SaveNYCPPT
Webinar | May 14, 2013
The Importance of Tax Time for Building Emergency Savings: Major Findings from $aveNYC
Kim Manturuk, Tamara Lindsay, David Friedman

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.

 

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1700 Martin Luther King Blvd., Suite 129 • CB#3452, Chapel Hill NC 27599-3452 • 919.843.2140 • 877.783.2359 • communitycapital@unc.edu