Policy Brief | May 2012
Setting the Record Straight on Homeownership
Janneke Ratcliffe

Working Paper | May 2012
Setting the Record Straight on Affordable Homeownership
Allison Freeman, Janneke Ratcliffe

Published Article – Peer Reviewed | March 2012
Perception vs. reality: The relationship between low-income homeownership, perceived financial stress, and financial hardship
Social Science Research
Kim Manturuk, Sarah F. Riley, Janneke Ratcliffe

Presentation | February 8, 2012
Homeownership Done Right
Habitat on the Hill, Washington, D.C.
Janneke Ratcliffe

Testimony | November 3, 2011
Private Mortgage Market Investment Act
Subcommittee on Capital Markets and Government-Sponsored Enterprises, U.S. House of Representatives
Janneke Ratcliffe

Presentation | July 21, 2011
Panel Discussion: “Housing Finance Reform: Proposals, Policy and Politics”
Fixed Income Forum 2011 Senior Delegates Roundtable, Park City, Utah
Janneke Ratcliffe

Presentation | May 12, 2011
Rebuilding the American Dream: Homeownership after the Great Recession
Homeownership Symposium hosted by Ford Foundation, Habitat for Humanity and Hearst Foundations
Janneke Ratcliffe

Testimony | May 11, 2011
Transparency as an Alternative to Risk Retention
Subcommittee on TARP, Financial Services, and Bailouts of Public and Private Programs, U.S. House of Representatives
Janneke Ratcliffe

Testimony | March 29, 2011
The Future of the Housing Finance System
Senate Committee on Banking, Housing and Urban Affairs Hearing
Janneke Ratcliffe

Research Report | February 1, 2011
The Consumer Finance Act: Report and Recommendations to the 2011 General Assembly
Janneke Ratcliffe, Kim Manturuk

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


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