Communities and Banking cover
Published Article | Winter 2015
Energy Efficiency and Mortgage Risks: Implications for the Northeast
Communities & Banking
Nikhil Kaza, Roberto G. Quercia

Published Article | Summer 2014
The Continuing Importance of Homeownership: Evidence from the Community Advantage Program
Community Investments

Published Article | December 2013
The Public Purpose of FHA
Roberto G. Quercia, Kevin A. Park

Published Article | Spring 2010
Loan Modifications and Redefault Risk
Community Investments
A study of a large sample of recently modified nonprime loans find that the type of modification matters when trying to prevent redefault.

Published Article | Fall 2009
The Bold and the Bankable: Telenovela and Financial Education
Communities & Banking
Jonathan Spader
Nuestro Barrio telenovela, a 13-episode soap opera targeted to Latino immigrants, contains financial literacy content designed to educate Latino immigrants about financial services.

Published Article | 2009
Community Advantage Program Database: Overview and Comparison With the Current Population Survey
The Community Advantage Program Database (CAPD) is a unique data source that researchers can use to study the housing experiences of low-to-moderate-income and minority households in the United States.

Published Article | June 2009
A Bridge to Somewhere
The American Prospect
Janneke Ratcliffe
Center executive director Janneke Ratcliffe examines predatory lending and recommends ways to promote sound financial services for all Americans in this special report of The American Prospect on the U.S. financial crisis.

Published Article | Summer 2009
The Bold and the Bankable: Telenovela and Financial Education
Community Investments
Jonathan Spader, Janneke Ratcliffe, Jorge Montoya, Peter Skillern

Published Article | February 2009
The Community Reinvestment Act: Outstanding, and Needs to Improve
Revisiting the CRA: Perspectives on the Future of the Community Reinvestment Act
Roberto G. Quercia, Janneke Ratcliffe, Michael A. Stegman

Published Article | 2009
Increasing Access to Capital
Community Development Investment Review
Janneke Ratcliffe, Lisa A. Hagerman

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


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