Impacts of Homeownership

Research and policy analysis on the economic and social benefits of homeownership on households and communities and the specific lending practices and policies that promote those benefits.

Quercia, Pathways to Prosperity 2015
Presentation | October 13, 2015
North Carolina Housing Post Great Recession
Pathways to Prosperity 2015
Roberto G. Quercia

3-27-15 Quercia Harvard
Presentation | March 27, 2015
Social Equity: Homeownership and Opportunity
2015 Journalists Forum on Land and the Built Environment. Lincoln Land Institute, Neiman Foundation, Graduate School of Design, Harvard University
Roberto G. Quercia

Published Article – Peer Reviewed | October 16, 2014
Why Is Homeownership Associated With Nonfinancial Benefits? A Path Analysis of Competing Mechanisms
Housing Policy Debate

Research Report | September 2014
The Neighborhood Stabilization Program and Habitat for Humanity International
Janneke Ratcliffe, Kevin A. Park, Jennifer Tausig

Presentation | September 18, 2014
The Value of Homeownership in a Post-Recession World
CFED 2014 Assets Learning Conference, Washington, D.C.

Homeownership Built to Last Book Cover
Book Chapter | June 27, 2014
Homeownership Built to Last: Balancing Access, Affordability, and Risk after the Housing Crisis
Mark R. Lindblad, Roberto G. Quercia

4-14 Homeownership and Wealth
Working Paper | April 2014
Low- and Moderate-income Homeownership and Wealth Creation
Allison Freeman, Roberto G. Quercia

Wealth Creation Policy Brief
Policy Brief | June 2014
Low‐ and Moderate‐income Homeownership and Wealth Creation

Presentation | March 21, 2014
Modifications versus Foreclosures: Effects on Habitat and Health
Urban Affairs Association 44th Conference, San Antonio, Texas
Mark R. Lindblad, Yutuan Gao, Ali Browning

affordable homes
Research Report | March 2014
Community Advantage Panel Study: Sustainable Approaches to Affordable Homeownership
This report highlights key findings from the center's long-term study of 46,000 lower‐income U.S. homeowners whose mortgages are part of the Community Advantage Program, begun before the foreclosure crisis and continuing today. The findings reveal what works in affordable mortgage lending and offers insights on how to rebuild a sustainable U.S. housing finance system.

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


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