Financial Services Industry
Research and analysis on strategies to make financial markets work better for more people and to bring financial innovations that serve the needs of under-served consumers to scale.
Research Report | November 2016
Evaluation of the Center for Financial Solutions Innovation’s Financial Solutions Lab
Research Report | February 2016
Designing High-Quality, Small-Dollar Credit: Insights from CFSI’s Test & Learn Working Group
Thea Garon, Beth Brockland, Lucy S. Gorham, Jessica Dorrance
A Center for Financial Services Innovation report uses center research to shed light on how financial service providers can design high-quality, small-dollar loans that offer value to providers and consumers alike.
Presentation | October 14, 2015
Building a Rainy Day Fund Through Impulse Savings:The Experience of MAGIC Mojo
Pathways to Prosperity Conference
Research Report | July 2015
Impulse Savings: Evaluating the Impacts of MAGIC Mojo
Webinar | March 17, 2015
Emergency Savings Webinar
Jessica Dorrance, J. Michael Collins, Ezra Levin, Ingrid Holguin
Senior project manager and co-author Jessica Dorrance speaks on "Building Emergency Savings Through Impulse Savings" at a webinar hosted by the Center for Financial Security to coincide with the release of a new book.
Book Chapter | March 17, 2015
Building Emergency Savings Through “Impulse Saving”
A Fragile Balance: Emergency Savings and Liquid Resources for Low-Income Consumers
Center senior project manager Jessica Dorrance joins other experts contributing chapters to a new book published by the Center for Financial Security that examines strategies to promote emergency savings, especially among underserved households.
Testimony | September 2011
Availability of Credit for Consumers
U.S. House of Representatives Subcommittee on Financial Institutions and Credit for Consumers
Strong demand exists for small-dollar consumer credit ill-served by existing products, such as payday loans, credit cards or bank loans. Consumers want credit that is affordable, repayable and close-ended.
Research Report | February 1, 2011
The Consumer Finance Act: Report and Recommendations to the 2011 General Assembly
Janneke Ratcliffe, Kim Manturuk
Presentation | November 4, 2010
Impact of Federal Preemption of State Anti-Predatory Lending Laws on the Foreclosure Crisis
Association for Public Policy Analysis and Management 32nd Annual Research Conference, Boston, Mass.
Testimony | August 31, 2010
Community Reinvestment Act Regulations (written)
Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corp., Comptroller of the Currency and Office of Thrift Supervision