Community Development Finance

Research and analysis of strategies that increase capital flows to communities.

Research Report | September 2014
The Neighborhood Stabilization Program and Habitat for Humanity International
Janneke Ratcliffe, Kevin A. Park, Jennifer Tausig

Published Article | 2009
Increasing Access to Capital
Community Development Investment Review
Janneke Ratcliffe, Lisa A. Hagerman

Presentation | November 19, 2008
The Current Credit Environment and Important Contribution of Community Reinvestment
Remarks at Enterprise Annual Network Conference
John C. Dugan, Comptroller of the Currency

Working Paper | October 17, 2008
The Role of Community Development Financial Institutions in Home Ownership Finance
Sarah Wolff, Janneke Ratcliffe, Phillip Bush, Lei Ding

Working Paper | August 27, 2008
Community Development Financial Institutions and the Segmentation of Underserved Markets
Spencer M. Cowan, Danielle Spurlock, Janneke Ratcliffe, Haiou Zhu

Presentation | June 24, 2008
CDFIs in Home Ownership Finance
CDFI Fund Research Conference, Washington D.C.
Janneke Ratcliffe, Sara Wolff

Published Article | 2007
Private Equity/Public Returns: A Case Study — Year Two
Banc of America Capital Access Funds 2007 Social Impact Report
Janneke Ratcliffe

Published Article | June 2007
Who’s Counting? Measuring Social Outcomes from Targeted Private Equity
Community Development Investment Review
Janneke Ratcliffe

Published Article | 2006
Private Equity/Public Returns: A Case Study
Banc of America Capital Access Funds 2006 Social Impact Report
Center researchers document the social outcomes of Banc of America's Capital Access Funds, which channel private equity to under-served markets.

Research Report | September 12, 2005
Escheats Funds: An Overlooked Source of Public Capital for Business Development in North Carolina
Michael A. Stegman, Aaron McKethan
This paper examines the feasibility of tapping North Carolina's unclaimed property, or "escheats" fund, as a potential source of patient capital for business development in the state.

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


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