Research and analysis of the causes and consequences of Chapter 7 and 13 filings and recommendations for safety nets that can reduce bankruptcies.

Published Article – Peer Reviewed | May 2014
Bankruptcy during Foreclosure: Home Preservation through Chapters 7 and 13
Housing Policy Debate
Mark R. Lindblad, Roberto G. Quercia, Melissa B. Jacoby, Ling Wang, Huifang Zhao

Presentation | November 10, 2012
Save the Home? Bankruptcy Decisions of Homeowners in Foreclosure
2012 Association for Public Policy Analysis and Management Fall Research Conference, Baltimore, Md.

Presentation | April 20, 2012
Strategic Default Behavior and Attitudes among Urban Low-Income Homeowners
42nd Urban Affairs Association 2012 Conference, Pittsburgh, Pa.

Presentation | September 15, 2011
Personal Bankrutpcy Decisions of Lower-Income Homeowners
FDIC Consumer Research Symposium
Mark R. Lindblad, Roberto G. Quercia, Tianji Cai, Melissa Jacoby

Working Paper | April 2011
Coping with Adversity: Personal Bankruptcy Decisions of Lower-Income Homeowners Before and After Bankruptcy Reform
Mark R. Lindblad, Roberto G. Quercia, Sarah F. Riley, Melissa Jacoby, Tianji Cai, Ling Wang, Kim Manturuk

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


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