Community Advantage Program Study

The UNC Center for Community Capital has conducted a long-term study of the nearly 50,000 low- and moderate-income (LMI) and minority homeowners to identify specific lending practices and policies that enable or inhibit successful homeownership.


Community Advantage Panel Survey Technical Sampling Report: Owners, 2003-2014
Technical Report | May 2015
Community Advantage Panel Survey Technical Sampling Report: Renters, 2004-2014
Sarah F. Riley
This report provides a technical overview of the design of the renters component of the center’s long-term study of low-to-moderate income homeowners who obtained affordable mortgages through the Community Advantage Program.

Community Advantage Program Survey Technical Report, Owners, 2003-2014
Technical Report | May 2015
Community Advantage Panel Survey Technical Sampling Report: Owners, 2003-2014
Sarah F. Riley
This report provides a technical overview of the design of the owners component of the center's long-term study of low-to-moderate income homeowners who obtained affordable mortgages through the Community Advantage Program.

4-17-15 Riley-ARES
Presentation | April 17, 2015
The Home Maintenance and Improvement Decisions of Low-Income Homeowners
American Real Estate Society annual meeting, Fort Myers, Fla.
Sarah F. Riley

HousingStudies
Published Article – Peer Reviewed | March 12, 2015
Loan Modifications and Foreclosure Sales during the Financial Crisis: Consequences for Health and Stress
Housing Studies
Mark R. Lindblad, Sarah F. Riley

Community Advantage Panel Survey Update 2015
Technical Report | February 2015
Community Advantage Panel Survey: Data Collection Update of Panel Attrition

Riley-Maintenance-APPAM
Presentation | November 7, 2014
The Home Maintenance and Improvement Decisions of Low-Income Homeowners
Association for Public Policy Analysis & Management, Albuquerque, New Mexico

Lindblad-APPAM2014
Presentation | November 7, 2014
Impacts of the Financial Crisis on Attitudes Toward Homeownership and Home Purchase Decisions: A Longitudinal Analysis
Association for Public Policy Analysis and Management Albuquerque, N.M.
Mark R. Lindblad

Regaining the Dream Case Studies cover
Research Report | November 2014
Regaining the Dream: Case Studies in Sustainable Low-Income Mortgage Lending
Janneke Ratcliffe
In a series of case studies covering more than 22 million mortgages, center researchers examine the motivations behind the programs, the ways in which they address market gaps and the keys to successful homeownership finance.

HMDA Comment Oct 2014
Testimony | October 28, 2014
Home Mortgage Disclosure Act (Regulation C)
Response to Consumer Financial Protection Bureau's proposed rule governing Home Mortgage Disclosure (Regulation C)
Kevin A. Park
The center responds to rules proposed by the Bureau of Consumer Financial Protection amending Regulation C to implement amendments to the Home Mortgage Disclosure Act and change institutional and transactional coverage.

Enterprise Housing Goals Comment
Testimony | October 2014
2015-17 Enterprise Housing Goals
Public comment to Federal Housing Finance Agency Director Mel Watt
Kevin A. Park
The center responds to the Federal Housing Finance Agency's proposed affordable housing goals for the government-sponsored enterprises Fannie Mae and Freddie Mac for 2015-2017

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.

 

© 2017 UNC Center for Community Capital
1700 Martin Luther King Blvd., Suite 129 • CB#3452, Chapel Hill NC 27599-3452 • 919.843.2140 • 877.783.2359 • communitycapital@unc.edu