Roberto G. QuerciaDirector, UNC Center for Community Capital and Professor and Chair, Department of City and Regional Planning
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Mortgage finance expert Roberto Quercia directs the UNC Center for Community Capital. He is professor and chair of the Department of City and Regional Planning and a Faculty Fellow at the Center for Urban and Regional Studies
- Affordable housing finance
- Housing economics
- Housing policy
- Ph.D., City and Regional Planning, 1991, University of North Carolina at Chapel Hill
- M.A., Urban and Regional Planning, 1983, University of Hawaii at Manoa
- Architect, 1981, Universidad Nacional de Buenos Aires, Argentina
About Roberto G. Quercia
Roberto G. Quercia directs the UNC Center for Community Capital at the University of North Carolina at Chapel Hill. He is professor and chair of the Department of City and Regional Planning and a Faculty Fellow at the Center for Urban and Regional Studies.
Quercia leads major research projects in the areas of low-income homeownership, mortgage lending, subprime and predatory lending, and financial services issues. He is principal researcher on an evaluation of a secondary mortgage market initiative for community reinvestment loans funded by The Ford Foundation. The multi-year evaluation is also examining the impacts of homeownership relying on a longitudinal survey of low-income borrowers. The first 10 years of this research are summarized in the recently published book , Regaining the Dream: How to Renew the Promise of Homeownership for America’s Working Families (with Allison Freeman and Janneke Ratcliffe).
Quercia has conducted extensive research on neighborhood dynamics and poverty for government agencies, municipalities, community organizations and private entities, including the U.S. Department of Housing and Urban Development, U.S. Congressional Budget Office, General Accounting Office, Federal National Mortgage Association and Federal Home Loan Mortgage Corp. He has published numerous articles, primarily on the topics of low-income homeownership, affordable lending and the assessment of lending risks, and homeownership education and counseling.
He currently serves on the editorial boards of Housing Policy Debate and Housing Studies and on the Research Advisory Council of the Center for Responsible Lending and has held appointments at the University of Texas, University of California at Berkeley, Wharton Real Estate Center (University of Pennsylvania) and Urban Institute in Washington, D.C.
Quercia holds a masters degree in urban and regional planning from the University of Hawaii at Manoa and a Ph.D. in city and regional planning from the University of North Carolina at Chapel Hill.
Recent News About Roberto G. Quercia:
Research Update: Latino housing faces barriers, represents major untapped market, new study shows
UNC Center for Community Capital receives $1 million investment from JPMorgan Chase to increase financial health in under-resourced communities
Ford Foundation grants UNC Center for Community Capital $2 million for homeownership study
Research Update: Extending Homeownership Benefits to Renters
Roberto G. Quercia In the News:
Americans shut out of home market threaten recovery: mortgages
The Daily Tar Heel
Professor Roberto Quercia will use Harvey Award money to develop coaches academy
New Loan Safeguards Leave Path for Higher-Risk Borrowers
Wall Street Unlocks Profits From Distress With Rental Revolution
Misfit Borrowers Attracting Lenders as Housing Revives