Allison Freeman

Allison Freeman

Senior Research Associate in Housing and Asset-Building
919-843-7291 |
CV | High-resolution Photo

Allison Freeman conducts research on the ways that economic systems enable or inhibit equality and individual prosperity.


  • Wealth and indebtedness of low-income households in the United States
  • Intersection of race, wealth and economic mobility in the United States
  • Affordable housing finance in the United States and in post-apartheid South Africa


  • Ph.D., City and Regional Planning, 2006, Cornell University
  • Master of Regional Planning, 1999, University of North Carolina at Chapel Hill
  • M.Sc., Development Studies, 1996, London School of Economics
  • B.A., English, 1989, Mount Holyoke College

About Allison Freeman

Allison Freeman’s research considers the marginalization of individuals and groups within economic systems. Freeman is currently examining the racial wealth gap in the United States and how access to financial services, both credit and debt instruments, might exacerbate or redress economic inequality.

Freeman has examined the role of the home in the portfolios of low- and moderate-income families in the United States, looking at the wealth-building effects of affordable homeownership and assessing the opportunity costs associated with equity accumulation. She has also researched access to affordable housing finance in South Africa, examining that country’s efforts to enact community reinvestment legislation.

All of Freeman’s research focuses on economic justice with an emphasis on how low- and moderate-income households can improve their financial well-being.


The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


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