News & Media

FHA report cover

December 18, 2012
New UNC report cautions against knee-jerk FHA policy response

A new report by the UNC Center for Community Capital puts the Federal Housing Agency’s financial outlook in perspective and cautions against knee-jerk policy reactions that could undermine recovery of both the agency and the nation’s fragile housing market.


November 26, 2012
UNC Center for Community Capital director speaks on FHA losses

Washington, D.C. – UNC Center for Community Capital director Roberto G. Quercia discusses FHA’s mounting losses at a Center for American Progress event Nov. 30 in Washington, D.C. The Wall Street Journal writer Nick Timiraos will moderate a panel discussion, “Putting the FHA’s Financial Problems in Perspective,” with Quercia and other national experts. FHA Acting […]


November 20, 2012
Manturuk speaks on financial capability research at CFPB convening

Washington, D.C.  – UNC Center for Community Capital researcher Kim Manturuk will join other experts speaking on research and data collection issues at the first-ever convening on financial capability hosted by the Consumer Financial Protection Bureau’s Office of Financial Empowerment Nov. 28-29 in Washington, D.C. The two-day, invitation-only event will bring together 125 practitioners, foundations, […]


November 15, 2012
North Carolina mortgage lending and foreclosure data available online

Interactive maps showing North Carolina housing and mortgage lending data and conditions by county are available online, updated through 2011 with the latest release of Home Mortgage Disclosure Act data. The UNC Center for Community Capital’s Housing and Mortgage Lending Data website contains information on mortgage foreclosures and related economic data in all 100 North […]


November 9, 2012
Gorham and Lindblad discuss homeownership research and policy at APPAM conference

Baltimore, Md. – UNC Center for Community Capital experts Lucy Gorham and Mark Lindblad join other national experts examining critical research and policy questions for expanding homeownership and its benefits at the 2012 Association for Public Policy Analysis and Management Fall Research Conference. Gorham moderates a panel discussion today (Nov. 9) on “Re-Evaluating the American […]

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November 8, 2012
Ratcliffe speaks on homeownership at national foundation leaders conference

Charleston, S.C. – UNC Center for Community Capital Executive Director Janneke Ratcliffe today (Nov. 8) joined a panel of experts speaking on the future of homeownership at an annual conference of foundation leaders. “Homeownership – done right – is alive and well in the South as a way for families to build economic security,” Ratcliffe […]


October 1, 2012
Lucy Gorham joins UNC Center for Community Capital asset-building team

The UNC Center for Community Capital has named Lucy S. Gorham senior research associate for asset-building programs and policy. She will conduct research and analysis to understand what products, services and public policies hold promise for increasing the economic stability and upward mobility of low- and moderate-wealth families and communities. “Lucy brings the perfect blend […]


September 24, 2012
Gorham challenges national audience to help more Americans gain economic stability

UNC Center for Community Capital senior research associate Lucy Gorham challenged a national audience Sept. 21 to take action to ensure U.S. policies and financial industry practices enable all American families to access economic opportunity and build financial security. “We are at the core of that sacred effort to transform this country into its best […]

September 21, 2012
Center’s Piggymojo research examines impulse savings strategy

Experts at the UNC Center for Community Capital are conducting research to determine whether “impulse savings” – transferring money from a transaction account to a savings account via text message – is an effective way for underbanked people to build savings. Researchers will examine the experience of people who use MAGIC Mojo, a project of […]

September 10, 2012
UNC Center for Community Capital to study innovative Latino banking initiative

The UNC Center for Community Capital is conducting a three-year study of the impact of a path-breaking initiative to help underserved Latino consumers build savings and creditworthiness. Effective Money Management/Manejo de Efectivo is a partnership project of the National Council of La Raza (NCLR), Bank of America Corp. and four community nonprofits that delivers basic […]

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


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