News & Media

4-14 Homeownership and Wealth

April 2, 2014
Research shows homeownership helps low-income people build wealth

A new report finds that low-income homeowners given high-quality mortgage products build wealth at higher levels than renters, suggesting reliable wealth‐building mechanism for low‐ and moderate‐income families

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February 24, 2014
Quercia, McDaniel use Harvey Award prize to train school coaches on how to support academic success

Center director Roberto Quercia and Mark McDaniel, senior research associate for community development outreach, will use Harvey Award prize money to develop the curriculum and pilot the first coaches’ academy in several North Carolina counties in the fall of 2014.


February 18, 2014
Quercia speaks on housing finance reform at municipal finance conference

UNC Center for Community Capital director Roberto G. Quercia will discuss housing finance reform Thursday Feb. 20 at the Southern Municipal Finance Society Public Policy and Municipal Finance Conference in Charlotte.


January 14, 2014
Riley speaks on delinquency and default among low-income urban homeowners

UNC Center for Community Capital senior research economist Sarah Riley speaks Friday on factors that prompt default and ways to prevent foreclosure among low-income urban homeowners at the Society for Social Work and Research’s 2014 Annual Conference.


December 16, 2013
Center researchers writing in Cityscape put FHA’s public purpose and mortgage insurance fund losses in perspective

The Federal Housing Administration’s mortgage insurance fund plays a critical role in ensuring a healthy and stable housing market, and its losses resulting from the foreclosure crisis must be viewed in that context, center researchers conclude in an article published in Cityscape.


November 15, 2013
UNC research shows owning costs less than renting for low-income homeowners

Owning a home is less than costly than renting for low-income homeowners who obtain quality mortgages, according to new research by the UNC Center for Community Capital published in The Journal of Regional Analysis & Policy.

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November 11, 2013
Ratcliffe appointed to Homeownership Preservation Foundation board

The Homeownership Preservation Foundation, an independent national nonprofit dedicated to helping distressed homeowners navigate financial challenges and avoid mortgage foreclosure, taps UNC Center for Community Capital Executive Director Janneke Ratcliffe for its board of directors.


November 1, 2013
UNC Center for Community Capital teams with Ohio housing agency on MacArthur Foundation research grant project

Researchers will collaborate on a $460,000 grant project of the John D. and Catherine T. MacArthur Foundation to evaluate the effectiveness of federally funded mortgage payment assistance for unemployed homeowners.


October 11, 2013
Center reseachers examine asset-building innovations at the 2013 Pathways to Prosperity Conference

Center researchers join experts from across the country discussing innovations in asset-building research, practice and policies at the 2013 Pathways to Prosperity Conference Oct. 16-17 in Durham, N.C.


September 20, 2013
Tian discusses link between long-term unemployment and mortgage default at Cleveland Fed policy summit

UNC Center for Community Capital researcher Chao Yue Tian discusses the link between unemployment and mortgage default at the Federal Reserve Bank of Cleveland’s 2013 Policy Summit on Housing, Human Capital and Inequality.

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


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