In the News

Center researchers are cited frequently in media reports discussing trends and issues related to financial capital and its impact on people and  communities. Here are recent examples.



June 5, 2013 | ThinkProgress
What Can The Government Do About Inequality In The Mortgage Market?

Alan Pyke reports on a new study that uses data from the center’s long-term study of affordable mortgage lending to recommend ways to encourage the private mortgage market to remedy ongoing racial, ethnic and geographic disparities in lending.


May 9, 2013 | Science Daily
With the Right Mortgage, Home Ownership Builds Wealth

Science Daily reports on a study by UNC Center for Community Capital research colleague Michal Grinstein-Weiss showing that low- and moderate-income homeowners achieved higher net worth than their counterparts who rented, affirming the value of homeownership in wealth creation.


April 24, 2013 | The New York Times
Down Payment Rules Are at Heart of Mortgage Debate

UNC Center for Community Capital Director Roberto G. Quercia tells Dealbook writer Peter Eavis the down payment debate lacks perspective. Its “…like discussing the future of shipbuilding from the deck of the Titanic.”


April 24, 2013 | NBC News
Study: Buyers of energy-efficient homes less likely to default

NBC News The ConsumerMan Herb Weisbaum reports on the center’s study showing owners of energy-efficient homes default one-third less likely to default on their mortgages than average borrowers.


April 2, 2013 | American Banker
Include Household Expenses to Better Assess Borrower’s Ability to Pay

NRDC policy specialist Philip Henderson points to the center's new study on energy efficiency and mortgage default to show why criteria used to determine risk should be broadened.


March 28, 2013 | The Washington Post
Energy-efficient homes are less likely than others to have problem loans

Real estate writer Ken Harney reports on the center's study that finds mortgages on energy-efficient homes, on average, 32 percent less likely to default than those on homes with no energy efficiency improvements.


February 16, 2013 | The Housing Hour
Benefits of Home Ownership

Kim Manturuk discusses the social, civic and mental health benefits center researchers have uncovered in their long-term study of low-income homeowners.


February 8, 2013 | Speaking of Real Estate
Recession Over, How are Home Buyers Faring?

Realtor Magazine's blog features remarks (in text and video) made by Janneke Ratcliffe and other national experts at a National Association of Realtors event.

February 4, 2013 | The Ladder
Event Summary: Low Down-Payment Mortgage Lending

Janneke Ratcliffe reports at a Center for American Progress event that the generational impact of wealth loss from the recession may be felt for years to come as young buyers struggle to come up with the funds for a down-payment without any familial support.

February 3, 2013 | Newsday
Mortgage rates and rents expected to rise in 2013

Janneke Ratcliffe says an increase in fees for homeowners with low down payments may not have significant impact on borrowers now because of extremely low mortgage rates, but that could change once rates rise.

Need Expert Commentary?

Contact center experts directly for background or commentary on issues of financial capital or call the center main number, (919) 843-2140, for assistance.  

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


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