In the News

Center researchers are cited frequently in media reports discussing trends and issues related to financial capital and its impact on people and  communities. Here are recent examples.


CFSI logo

March 31, 2016 | CFSI Financial Solutions Lab Blog
What Startups Learned from FinLab’s First Year Or, Five Key Takeaways from UNC’s Evaluation of FinLab

The Center for Financial Services Innovation’s Financial Solutions Lab blog reports on key takeaways from the UNC Center for Community Capital’s review of CFSI’s first year providing support to help its 2015 nonprofit and startup lab winners create better products for consumers.

New York Times logo

December 13, 2014 | The New York Times
A Home of One’s Own

The New York Times Editorial Board points to the center's long-term study of affordable home lending as evidence that lower-income families can become successful homeowners and call for policies that enable that.

CFSI logo

November 1, 2014 | CFSI Blog
Neighborhood Trust Financial Partners: Lean Social-Sector Innovation

A CFSI blog post discusses the iterative process of developing a beneficial financial services product, using PayGoal as an example. The center will evaluate the impact of this product to ensure it meets its goal of helping financially underserved workers employed by small-to mid-sized companies improve how they save, spend, and manage their budgets.

Spotlight logo

October 7, 2014 | Spotlight on Poverty and Opportunity
Low-Down-Payment Lending: A Critical Step toward Equitable Homeownership

Senior research associate Allison Freeman says lending to LMI borrowers can be successful with small down payments, even if borrowers do not contribute the entire down payment themselves. Should legislators and policymakers choose to increase down payment requirements despite evidence that this is not needed, then they must also increase their support for community programs to help all qualified borrowers make their down payments.

WUNC Radio logo

September 8, 2014 | WUNC 91.5
Credit Officers, Lenders In Raleigh For American Mortgage Conference

Center Executive Director Janneke Ratcliffe tells Leonide Inge that access to mortgage credit is the pressing challenge for housing recovery. "Simply put, I think we're stuck in an over-correction...There’s a whole population of millennials who could really bring some serious energy back to the housing market, but they are not able to get mortgages with low down payments.”


September 1, 2014 | Community Investments
The Continuing Importance of Homeownership: Evidence from the Community Advantage Program

The Federal Reserve Bank of San Francisco's Summer/Fall 2014 magazine, which focused on "Rebalancing the American Dream," includes an essay by senior research associate Allison Freeman discussing the efficacy of making home loans to low- and moderate-income families in the aftermath of the mortgage finance crisis.

National Mortgage News

August 21, 2014 | National Mortgage News
Why Mortgage Lenders Have a Duty to Serve

Editor-at-large Mark Fogarty writes about the controversial question of whether mortgage lenders have a duty to serve underserved communities and potential homebuyers raised in a new book chapter by center Executive Director Janneke Ratcliffe with Adam Levitin. logo

August 11, 2014 |
Bankruptcy can save your home from foreclosure

Research director Mark Lindblad tells that homeowners in danger of losing their homes to foreclosure have an unlikely ally - bankruptcy - but not all bankruptcies are created equal.

MSNBC logo

July 8, 2014 | MSNBC
Buying a home: The American dream that won’t die

Janneke Ratcliffe tells MSNBC it's a mistake to assume that homeownership itself fueled the crisis.

National Mortgage News

June 19, 2014 | National Mortgage News
Dave Brat Fudges the ‘Blame Fannie and Freddie’ Narrative

Writer Austin Kilgore points to a center policy brief to discount remarks by Virginia Republican House of Representatives contender David Brat blaming the the 2008 crisis on Fannie Mae and Freddie Mac. Kilgore notes that virtually all academics and respected analysts have rejected that view.

Need Expert Commentary?

Contact center experts directly for background or commentary on issues of financial capital or call the center main number, (919) 843-2140, for assistance.  

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


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