The UNC Center for Community Capital conducts rigorous, peer-reviewed research and policy analysis on ways to make financial services work more effectively for more people and communities.
Policymakers, consumer advocates and the private sector use center findings and recommendations to develop policies, programs and financial products that help low-income families achieve financial security and transform distressed communities into vital places to live and work.
Center researchers focus on four key areas:
- Mortgage finance and affordable home lending – policies and practices that expand homeownership to low- and moderate-income households.
- Consumer financial services for underserved markets – products, services and conditions that promote and inhibit wealth creation and economic mobility.
- Education and economic mobility – financial issues that affect access to educational access and success.
- Community Development Finance – strategies that increase capital flows to communities.