ImpactPredatoryLoanTerms-Supp
Mortgage Finance, Mortgage Default & Foreclosure, Regulation & Reform
Data | January 2005

Impacts of Prepayment Penalties and Balloon Loans on Foreclosure Starts, in Selected States: Supplemental Tables

Roberto G. Quercia, Michael A. Stegman, Walter R. Davis
Research funded by Ford Foundation

Supplemental tables provide detail on the impact of predatory loan terms on subprime foreclosures discussed in a center working paper.

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Overview

These tables provide additional detail on the impact of predatory loan terms on subprime foreclosures, detailed in the center’s January 2005 center working paper, The Impact of Predatory Loan Terms on Subprime Foreclosures: The Special Case of Prepayment Penalties and Balloon Payments.

The supplement contains three tables of data:

  • Table 1 – Difference in Ever-in-Foreclosure Rates by Prepayment Penalty for Subprime Refinance 1st Lien Originations Selected States, 1999
  • Table 2 – Differences in Ever-in-Foreclosure Rates by Balloon Status for Subprime Refinance 1st Lien Originations Selected States, 1999
  • Table 3 – Overall Ever-in-Foreclosure Rates for Subprime Refinance 1st Lien Originations, all States, 1999

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