HomeEEMortgageRisksFactSheet
Mortgage Finance, Impacts of Homeownership, Regulation & Reform
Policy Brief | March 19, 2013

Home Energy Efficiency and Mortgage Risks: Fact Sheet

Nikhil Kaza, Roberto G. Quercia, Chao Yue Tian
Research funded by Institute for Market Transformation

Researchers outline key findings from a study showing the risk of mortgage default is one-third lower for energy-efficient homes.

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Overview

A study by the UNC Center for Community Capital and Institute for Market Transformation shows the risk of mortgage default is one-third lower for energy-efficient, ENERGY STAR-rated homes – a factor lenders and Congress should consider when making mortgage loans and policy.

Researchers outline key findings and policy recommendations.


Related Projects

The Mortgage Performance of Energy Efficient Homes
Institute for Market Transformation

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.

 

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