About the Center

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The UNC Center for Community Capital is the leading center for research and policy analysis on the transformative power of financial capital on households and communities in the United States. It is part of the University of North Carolina at Chapel Hill’s College of Arts and Sciences and a Center for Urban and Regional Studies affiliate.

The center’s in-depth analyses help policymakers, advocates and the private sector find sustainable ways to expand economic opportunity to more people, more effectively.


Roberto G. Quercia directs the center. An acknowledged leader in mortgage finance scholarship, he also serves as professor and chair of UNC’s Department of City and Regional Planning.

Acting center Executive Director Lucy Gorham brings diverse experience in both asset-building program implementation and policy development.

The center’s multidisciplinary team of academics, practitioners, economists and social scientists offer broad expertise and diverse perspectives on flow and impact of financial capital on people and communities.


Dr. Michael A. Stegman, now counselor for housing finance policy at the U.S. Department of the Treasury, founded the center in 1997 while serving as chair of UNC’s Department of Public Policy and MacRae Professor of Public Policy and Business.

Stegman’s interest in asset-building strategies for low-income Americans and communities grew while serving in the Clinton Administration as assistant secretary for policy development and research at the U.S. Department of Housing and Urban Development.

Since inception, the center has attracted nearly $30 million in research support and emerged as a trusted source for research, policy analysis and commentary on critical issues of financial capital flows and impact.

The center works on both the local and national levels to inform policy and practice. Its research funders and collaborators include government agencies, foundations, private companies and academic organizations.


The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


© 2017 UNC Center for Community Capital
1700 Martin Luther King Blvd., Suite 129 • CB#3452, Chapel Hill NC 27599-3452 • 919.843.2140 • 877.783.2359 • communitycapital@unc.edu