Building the Path to Global Prosperity

A Center-JPMorgan Chase report explains how financial insecurity harms employers, taxpayers and the economy as well as families. Learn more

Home Lending That Works

The center's long-term study of homeownership reveals how successful affordable mortgages are made. Learn more

Turning Tax Refunds into Savings

The center's evaluation of the $aveNYC program shows how tax refunds with a savings match can help low-income taxpayers start saving and continue. Learn more

Home Energy Efficiency Reduces Mortgage Risk

Researchers find default risk one-third lower for owners of energy-efficient homes and recommend policy and regulatory changes that reflect it. Learn more


Community Advantage Panel Survey Update 2015
Mortgage Finance, Research Design
Technical Report | February 2015
Community Advantage Panel Survey: Data Collection Update of Panel Attrition
Communities and Banking cover
Mortgage Finance
Published Article | Winter 2015
Energy Efficiency and Mortgage Risks: Implications for the Northeast
Tenure Choice and the Future of Homeownership
Mortgage Finance
Working Paper | November 2014
Tenure Choice and the Future of Homeownership


Mortgage Finance
Presentation | November 7, 2014
The Home Maintenance and Improvement Decisions of Low-Income Homeowners
Sarah F. Riley
Association for Public Policy Analysis & Management, Albuquerque, New Mexico
Mortgage Finance
Presentation | November 7, 2014
Impacts of the Financial Crisis on Attitudes Toward Homeownership and Home Purchase Decisions: A Longitudinal Analysis
Mark R. Lindblad
Association for Public Policy Analysis and Management Albuquerque, N.M.
HMDA Comment Oct 2014
Mortgage Finance
Testimony | October 28, 2014
Home Mortgage Disclosure Act (Regulation C)
Kevin A. Park
Response to Consumer Financial Protection Bureau's proposed rule governing Home Mortgage Disclosure (Regulation C)
Enterprise Housing Goals Comment
Mortgage Finance
Testimony | October 28, 2014
2015-17 Enterprise Housing Goals
Kevin A. Park
Public comment to Federal Housing Finance Agency Director Mel Watt


April 9, 2015
Mark Lindblad discusses changing views of homeownership post-crisis at the 2015 Urban Affairs Association conference in Miami.
April 14-18, 2015
Senior research economist Sarah Riley will speak on home maintenance and improvement decision-making among low-income homeowners at the American Real Estate Society 2015 annual meeting in Ft. Myers, Fla.

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


© 2015 UNC Center for Community Capital
1700 Martin Luther King Blvd., Suite 129 • CB#3452, Chapel Hill NC 27599-3452 • 919.843.2140 • 877.783.2359 •