Building the Path to Global Prosperity

A Center-JPMorgan Chase report explains how financial insecurity harms employers, taxpayers and the economy as well as families. Learn more

Home Lending That Works

The center's long-term study of homeownership reveals how successful affordable mortgages are made. Learn more

Turning Tax Refunds into Savings

The center's evaluation of the $aveNYC program shows how tax refunds with a savings match can help low-income taxpayers start saving and continue. Learn more

Home Energy Efficiency Reduces Mortgage Risk

Researchers find default risk one-third lower for owners of energy-efficient homes and recommend policy and regulatory changes that reflect it. Learn more


Education & Economic Mobility
Research Report | August 2014
Bridges2Success Scholar Athlete Support Program
Consumer Financial Services
Published Article – Peer Reviewed | July 16, 2014
The Community Empowerment Fund: A Matched Saving Model as an Innovative Approach to Housing the Homeless


Mortgage Finance
Presentation | September 18, 2014
The Value of Homeownership in a Post-Recession World
Allison Freeman
CFED 2014 Assets Learning Conference, Washington, D.C.
GSE Guaranty Fees Comment
Mortgage Finance
Testimony | September 8, 2014
Fannie Mae and Freddie Mac Guarantee Fees
Kevin A. Park, Janneke Ratcliffe
Response to Request for Input by Federal Housing Finance Agency Director Mel Watt
Draft PMI Reqs Comment
Mortgage Finance
Testimony | September 8, 2014
Draft Private Mortgage Insurer Eligibility Requirements
Janneke Ratcliffe, Kevin A. Park
Response to the Federal Housing Finance Agency’s Request for Input
HAWK Comment 7-14-14
Mortgage Finance
Testimony | July 14, 2014
HAWK for New Homebuyers
Roberto G. Quercia, Janneke Ratcliffe
Comment to the U.S. Department of Housing and Urban Development


November 7, 2014
Research Director Mark Lindblad discusses home buying decision-making at APPAM's 2014 Fall Conference.
November 7, 2014
Senior Research Economist Sarah Riley discusses home maintenance decisions and their impact at APPAM's Fall Conference.

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


© 2014 UNC Center for Community Capital
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