Building the Path to Global Prosperity

A Center-JPMorgan Chase report explains how financial insecurity harms employers, taxpayers and the economy as well as families. Learn more

Home Lending That Works

The center's long-term study of homeownership reveals how successful affordable mortgages are made. Learn more

Turning Tax Refunds into Savings

The center's evaluation of the $aveNYC program shows how tax refunds with a savings match can help low-income taxpayers start saving and continue. Learn more

Home Energy Efficiency Reduces Mortgage Risk

Researchers find default risk one-third lower for owners of energy-efficient homes and recommend policy and regulatory changes that reflect it. Learn more


Mortgage Finance
Policy Brief | October 2014
Serving Mortgage Market Segments Effectively
Mortgage Finance
Policy Brief | October 2014
Risks of Risk‐based Pricing of Mortgage Credit
Community Development Finance
Research Report | September 2014
The Neighborhood Stabilization Program and Habitat for Humanity International


Spotlight logo
Mortgage Finance
Commentary | October 7, 2014
Low-Down-Payment Lending: A Critical Step toward Equitable Homeownership
Allison Freeman
Spotlight on Poverty and Opportunity
Mortgage Finance
Presentation | September 18, 2014
The Value of Homeownership in a Post-Recession World
Allison Freeman
CFED 2014 Assets Learning Conference, Washington, D.C.
JR BPC Commentary
Mortgage Finance
Commentary | September 2014
Expanding homeownership should be guiding force in housing finance reform
Janneke Ratcliffe
GSE Guaranty Fees Comment
Mortgage Finance
Testimony | September 8, 2014
Fannie Mae and Freddie Mac Guarantee Fees
Kevin A. Park
Response to Request for Input by Federal Housing Finance Agency Director Mel Watt


November 7, 2014
Research Director Mark Lindblad discusses home buying decision-making at APPAM's 2014 Fall Conference.
November 7, 2014
Senior Research Economist Sarah Riley discusses home maintenance decisions and their impact at APPAM's Fall Conference.

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


© 2014 UNC Center for Community Capital
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