Building the Path to Global Prosperity

A Center-JPMorgan Chase report explains how financial insecurity harms employers, taxpayers and the economy as well as families. Learn more

Home Lending That Works

The center's long-term study of homeownership reveals how successful affordable mortgages are made. Learn more

Turning Tax Refunds into Savings

The center's evaluation of the $aveNYC program shows how tax refunds with a savings match can help low-income taxpayers start saving and continue. Learn more

Home Energy Efficiency Reduces Mortgage Risk

Researchers find default risk one-third lower for owners of energy-efficient homes and recommend policy and regulatory changes that reflect it. Learn more


A Fragile Balance book cover
Consumer Financial Services
Book Chapter | March 17, 2015
Building Emergency Savings Through "Impulse Saving"
Community Advantage Panel Survey Update 2015
Mortgage Finance, Research Design
Technical Report | February 2015
Community Advantage Panel Survey: Data Collection Update of Panel Attrition
Communities and Banking cover
Mortgage Finance
Published Article | Winter 2015
Energy Efficiency and Mortgage Risks: Implications for the Northeast


4-17-15 Riley-ARES
Mortgage Finance
Presentation | April 17, 2015
The Home Maintenance and Improvement Decisions of Low-Income Homeowners
Sarah F. Riley
American Real Estate Society annual meeting, Fort Myers, Fla.
3-27-15 Quercia Harvard
Mortgage Finance
Presentation | March 27, 2015
Social Equity: Homeownership and Opportunity
Roberto G. Quercia
2015 Journalists Forum on Land and the Built Environment. Lincoln Land Institute, Neiman Foundation, Graduate School of Design, Harvard University
3-18-15 Quercia Wharton
Mortgage Finance
Presentation | March 18, 2015
The Once and Future Federal Housing Administration
Roberto G. Quercia, Kevin A. Park
The Future of the U.S. Housing Finance System: Bringing the U.S. Residential Mortgage Finance System into the 21st Century, The Wharton School., University of Pennsylvania
Emergency Savings Webinar Presentation
Consumer Financial Services
Webinar | March 17, 2015
Emergency Savings Webinar
Jessica Dorrance, J. Michael Collins, Ezra Levin, Ingrid Holguin


June 29-1, 2015
Center Director Roberto G. Quercia will speak on location efficiency and mortgage risks at the 2015 European Network of Housing Researchers Conference to be held in Lisbon June 29-July 1.

The UNC Center for Community Capital conducts research and policy analysis on ways to make financial services work better for more people and communities.


© 2015 UNC Center for Community Capital
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